Big Clinton Sheep

NEW ZEALAND AUTUMN MEANS lovely moderate temperatures where people are still going on holiday, getting away for long weekends. At the same time the colours are changing outdoors and thee are really picturesque landscapes, particularly in the South Island (Queenstown, Wanaka are absolutely beautiful this time of the year).

NEW ZEALAND IS A GREAT PLACE TO LIVE not only for lifestyle but for jobs, education and purchasing a property.

FINANCIAL NEWS - The housing prices, mortgage rates and market generally has so far stabilised in 2019. Economists call 2019 so far as a "holding pattern year". The Reserve Bank has forecast an unchanged Official Cash Rate through into 2020. Reserve bank maximum borrowing for all investors (excluding new builds) is 70%. Owner occupiers 80% to 90% (special conditions and bank limits/restrictions over 80% apply). First Home Buyer are very active in 2019.

UNEMPLOYMENT RATE for Q4 December 2018 was 4.3% down from 4.5% Q4 2017.

ROPERTY MARKET - As at 1 March 2019 New Zealand average median house increased in the past 12 months 0.7% to $686,050 (March 2018 $677.618), Auckland Region decreased -0.9% to $1.044.576 (March 2018 $1,055,992), Tauranga increased 2.6% to $725,113 (March 2018 $706,922), Wellington Region increased 8.6% to $699,183 (March 2018 $601,297), Nelson increased 7.8% to $612,081 (March 2018 $566,052). Christchurch increased 0.10% to $495,089 (March 2018 $494,117), Queenstown Lakes District increased 8.1% to $1,204,828 (March 2018 $1,120,905) and Dunedin increased a huge 14.39% to $449,023 (March 2018 $398,120). Many reasons for these values. House prices and mortgage rates are stable. The Reserve Bank law of maximum 70% finance for all investments properties (except new houses) has affected values particularly in Auckland and Christchurch. Most of New Zealand's more affordable provincial towns have solid value growth and First Home Buyers have been very active.

FIRST HOME BUYERS - with latest Kiwibuild homes and access to your deposit from your Kiwisaver Superannuation. Refer to Housing New Zealand website to see if you quality www.hnzc.co.nz. There are purchase price and personal income limits. Up to 90% finance (conditions apply).

REMEMBER ALL NONRESIDENTS MUST HAVE A NZ TAX FILE NUMBER BEFORE before they can settle any New Zealand Property and must provide their overseas tax file number.

RENTAL AND VALUES: When you look at such a diversified value in New Zealand and look at rental return on the Government website (outlined on this website "Useful Links"), you will see the capital growth and rental returns that suit you pertaining to the New Zealand location you wish to purchase.

Remember all nonresidents must have a NZ tax file number before they can settle any New Zealand Property and must provide their overseas tax file number.

Remember there is NO STAMP DUTY and NO LAND TAX in New Zealand. You normally require your deposit for the property plus approximately NZ$1,500 legals to NZ solicitor to acquire a New Zealand property if you have a NZ or Australian passport/citizenship.

Refer to my "CASE STUDIES" on this website of many Australian residents, Ex Pat Kiwis living in Australia and overseas people investing or moving to NZ. There are many happy clients. Contact Mary from New Zealand Mortgage Solutions Pty Ltd for a preapproval from a choice of leading New Zealand banks/lenders.

My father came from Tralee Ireland many years ago and I have seen many Irish enjoy the New Zealand lifestyle. and would love to help the Irish Contact Mary from New Zealand Mortgage Solutions Pty Ltd for a preapproval from a choice of leading New Zealand banks/lenders

Read our latest newsletter below.

New Zealand Finance For Irish Living In Ireland or Emigrating

New Zealand Mortgages

Mary O’Brien sets out to help Irish people achieve a life’s ambition of owning property or investing in a great property asset ‘Downunder’.

Mary O’Brien is uniquely positioned to help the Irish obtain finance.  Accredited with 18 New Zealand banks/lenders and 35 Australian banks/lenders Mary specialises in assisting the Irish with New Zealand and Australian finance.  A move to another country is never easy, especially when selling and buying a home. Before leaving Ireland, or if you live in Ireland (as an investor), Mary can obtain a bank letterhead pre-approval for a NZ or Australian property. It gives you, the buyer, the confidence and comfort in knowing just how much you can borrow and is usually valid for 90 days.

Mary, herself is of second generation Irish descent, knows and understands the ups-and-downs, the twists-and-twirls, of establishing ones-self in a new country. That is how Mary’s father, Michael, from Tralee, Co Kerry, found the ‘New Country’ in the construction industry.  Through her father, Mary has been imbued with a flair for property investment. Being a frequent visitor to Ireland, maintaining close contact with her Irish relations, Mary has that special understanding of what it is like to be Irish living aborad. She is delighted to be in a position in being able to assist other Irish people in their antipodean adventure. To read the latest real estate news in New Zealand, checkout our newsletter.

For 20 Years We Have Been Helping New Zealanders, Australians and Other Nationalities Find the Right Loan from the Largest Panel of New Zealand’s Leading Banks and Lenders

Home Loan Calculators And Currency Converters For New Zealand

This calculator will help investors analyse various repayment schedules and interest rates, as well as the effect of extra repayments beyond the minimum amount. Click here to learn more about our mortgage calculators and currency converters.

Find out more about New Zealand

Map of New Zealand

I Want A New Zealand Mortgages?
Where Do I start?

We have compiled a handy checklist of you so you can begin to understand the process involved in getting a New Zealand mortgage.

We the recommend you read the section about NZ home loans and then take a look at our case studies to get an idea of the wide range of people we have helped.

New Zealand Mortgage Can Help You:

  • Before you go to New Zealand.
  • During the procedures when you visit New Zealand.
  • Obtaining valuation from Registered Valuers in New Zealand to enable unconditional approval.
  • Ensure solicitor, bank, valuer and New Zealand Mortgages Solutions all help clients towards settlement.
  • Visit our useful links page for important websites you will find useful.

Media Releases by Mary O'Brien of New Zealand Mortgage Solutions

Click here to read more media releases.

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